California Title Loans Online

Even if you have a bad credit history and previously experienced difficulties repaying debts, now you can still apply and receive financing with almost any type of credit!

Title loans Request

By submitting my information, I acknowledge I have read, understand, and agree to the terms of the Privacy Policy and the Terms of Use, I understand that by submitting my information, I may be contacted by telephone by one lender.

Prequalifying doesn't affect your credit score!

Getting Title loans in California couldn't be quicker and easier!

Prequalify for the necessary amount online.
Compare lenders, choose the most affordable terms and sign the agreement.
Сatch the money in no time.
You are here

Get Online Title Loans in California

Each of us faces financial difficulties from time to time and needs emergency funding. This can be grocery shopping, emergency medical treatment, urgent purchase, and more - but all these things cannot wait until the paycheck. However, if you have a car title in your name then you can easily cope with your difficulties. Apply for a Title Loan in California!

What is a Title Loan in California?

A Title Loan is a secured type of financing that helps even borrowers with bad credit to apply and get financing. Since your vehicle title is collateral for the loan, you must be the sole owner. At the time of repayment of the loan, you will have to transfer the title of your car to the lender and get it back when the debt is fully paid off.

This loan is quite popular as it has relatively low interest rates. What's more, title lenders often don't ask for a traditional credit check, so you can get a Title Loan even with bad credit!

How to get a Title Loan in California?

Of course, if you are a California resident you are also eligible to apply and get a Title Loan even if you have bad credit. However, please note that it is recommended that you review the eligibility criteria of the selected lender as well as the laws of the state where you live before submitting your application.

Also make sure you have a title in your name, otherwise you will not be able to get the Title Loan in California.

How can I get a Title Loan in California with bad credit?

As you know, the Title Loan in California is secured and your vehicle title is collateral. Since lenders have collateral, they get a kind of guarantee that you will pay off the loan on time. Thus, they don't pay much attention to your credit history. Moreover, most California lenders do not ask for a credit check at all since the most important factor for them is your regular income.

Am I eligible to apply for California Title Loans Online?

In order to understand if you are eligible for a Title Loan in California, you must study the criteria for the selected lender. They may differ, but the main ones remain the same:

  • Be a US citizen or official resident who is at least 18 years of age or older
  • Have a regular monthly source of income
  • Have proof of identity such as a passport, driver's license or government issued ID
  • Have an active bank account
  • Provide social security number
  • Provide contact details such as phone and email.

Important! In order to obtain a loan in California, you must also provide the following vehicle documents: original vehicle title with solo ownership, proof of residency matching the name on the title, vehicle insurance proof, government issued identification matching the name on the title and current vehicle registration.

How do Title Loans in California work?

To get started, visit the site of the selected lender and fill out a simple online application, providing information about yourself. After you submit your application, the lender will contact you. You will need to bring your car to the nearest Title Lender location in California. Experts will inspect your vehicle and pay attention to such factors as brand, model, year, mileage, condition, cost and others

After experts assess your car, the lender will offer you the loan amount. If you are satisfied with the loan, you can sign a loan agreement and transfer the title to the lender, after which you can receive the money.

Can I get a Title Loan in California completely online?

Yes, now many California lenders offer fully online lending. You will need to fill out an online form and provide recent photographs of your vehicle in order for the lender to assess the condition of the vehicle. If approved, the loan amount will be transferred directly to your bank account.

How much does a Title Loan in California cost?

The cost of a Title Loan in California may vary depending on the lender, your income and many other factors. Typically, Title Loans have an average monthly fee of 25% (about 300% APRs). Thus, make sure that you are able to repay the Title Loan in California on time before applying for funding.

When it is a good idea to apply for a California Title Loan?

Since Title Loans are short term and can be quite expensive, it is important to know when to apply. Of course, it is not advisable to risk your car if you need money to buy a new lawn mower or celebrate your birthday, as this loan is more suitable for emergencies. So when is a Title Loan a good idea?

This loan is a good option for you if your relatives and friends cannot help you get the required amount before the payday. Also Title Loan is suitable for you if you are in an emergency and you need money to cover expenses in California. Also, this loan may be relevant for you if you have a bad or poor credit history and bank lenders refuse you.

The Best Alternatives to California Title loans:

Sometimes you need money now to cover some urgent expenses. If you have a poor credit score, it may turn hard to get funds from a bank or other traditional lending institution. They require good credit to ensure that you are a reliable borrower and are likely to pay off the loan on time. Fortunately, California direct lenders do understand such people and are ready to help in any situation regardless of your credit rating.
The best loan options for California borrowers with bad credit are:

California Payday Loans up to $1,000 for short-term emergency financing at 400% APR on average.
California Installment Loans of $1,000 - $5,000 with monthly payments.
California Personal Loans up to $35,000 with long-term repayment period of several years.
California Car Title Loans up to $10,000 secured by your vehicle title as collateral.
It depends on your needs and preferable terms which loan to choose. Anyway, we can help you to apply online and choose the best lender.

California Title loans on the map

With us you get 24 / 7 access to same day Title loans