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Check your credit score

Still no idea what your credit score is? Choose the number and find out is it's good, bad, or maybe excellent. Learn more about loan options for each credit score.

How Good Is Your Credit Score?

Credit score chart

In most scoring models the score range starts at 300 and goes up to 850, sometimes 900 is possible in older charts. Most often, 850 is the highest credit score you can achieve, while 300 is the worst. The average good credit is 700 - 749. Credit score charts are really useful as they let you know your possibilities and help you understand what your credit score means and how to improve it if necessary. did significant research on every credit score from 300 to 850 to provide you with any relevant information on your rating, your loan options and the best expert advice on how to increase your credit score.

Excellent credit score (800-850)

Only few Americans have reached 800+ credit score. If you are one of these lucky people it means you've been a responsible borrower for many years. Your credit report must be clear of any negative information such as late payments, debts, bankruptcies, etc.

Very Good Credit Score (740-799)

A very good score of 740 to 799 makes you able to qualify you for most loans, credit cards, and other lines of credit. It doesn't guarantee the lowest rates and the best terms, though. Check your score regularly to know exactly where you stand and if you can do something to make it better.

Good credit score (670-739)

670 - 739 credit score is considered to be good. However, we've found out that not all the lenders consider this a good credit and some may offer low-interest loans only to borrowers with the score minimum 700.

With a 700+ credit score you are likely to get approved for the necessary financing.

Fair credit score (580-669)

If your score fell down to 669 and lower - you are in the fair range. It isn’t “bad” and you will be able to get some loan types. But if you manage to improve your fair credit score, you'll get many more options.

Bad, or Poor Credit Score (300 - 579)

Having a lower than 579 credit score means you've got into the bad score range. It's going to be rather difficult to get approved for a good loan.
A poor credit score shows that you’ve had payment problems in the past, perhaps even bankruptcy or loan defaults. And you are considered risky by most lenders. All you need to do is improving your score before applying for any cash advance. If you have a real emergency, consider bad credit Payday Loans but make sure to repay the money on time.

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